PocketSmith is a simple-to-use budgeting and cashflow forecasting web application that uses a calendar for more natural interaction. The main point of differentiation from other budgeting software is its focus in the future – not the past – as the application guides users to forecast their budget and clearly illustrate the impact of their financial decisions. The ability to plan ahead and quickly see a cash forecast allows users to make better decisions and set clear financial goals. PocketSmith provides users with the ability to upload bank transactions and monitor spending in an on-going fashion, ensuring that they are sticking their forecast.