Borrow and lend money online with Prosper. People-to-people lending marketplace. Created to make consumer lending more financially and socially rewarding for everyone. With Prosper, you can either apply for a loan or be a lender. People who want to lend set the minimum interest rate they are willing to earn and bid in increments of $50 to $25,000 on loan listings they select. People who lend can easily diversify using "standing orders", which automatically make many small loans to different borrowers. Borrowers create loan listings for up to $25,000 and set the maximum rate they are willing to pay a lender. Different fees are incurred depending on whether you get a loan or not, and whether someone takes your loan or not. Find out more about lending and borrowing money online at Prosper.com.