Lend money and borrow money as well with Zopa. Social lending site with emphasis on the UK. Social Lending is where people lend and borrow money with each other, sidestepping the banks. Zopa is the ‘middleman’ when it comes to people lending and borrowing. People register as either borrowers and lenders and join the Zopa community. A profile is created based on credit scores and other relevant information. Zopa then connects the people based on needs. Zopa charges a minimal borrower’s fee and lender’s fee but there is no fee charged to join. See what other people have to say and read their stories. Check out the blog for updates and more. You can find out more at zopa.com and see how it works.